Do not give in to despair,
Live your life while there is air,
Time is short, but never fair,
Being happy, often rare.
Things are rather rocky on my end.
My current income is not enough to cover all of the debts I have racked up – most of which are business related, some, though was due to us being over confident that our business would continue to experience a good performance.
Our business is not doing too well. It is very frustrating.
What is even more frustrating is that we are still reaping the repercussions of past decisions – decisions which were made at a time of abundance. Now is not a time of abundance.
I often find myself paralyzed and unable to think of what to do.
While I do have a regular job, most of my salary goes to paying our debts. I need another source of income if we are to survive, but frankly, I am at my wit’s end on what to do. Between my regular, full time job, and our faltering business, I am already swamped.
To survive, I have to make twice as the income I am generating now.
I at least have to survive for a year and a half – where majority of the loans I have taken will end. When that happens, a large chunk of my income will be freed up and I can use them to deal with the remaining debt. For now, I am juggling my income to make ends meet, paying creditors when absolutely needed, hoping that the repercussions are not too much to the point that they would think I defaulted on my loans.
So far, my parents have been a great help, pitching in a few here and there when times get desperate.
And times are getting desperate.
I feel like the toughest times are approaching – when the resources we have are spread so thin that they will break any time soon.
Business is risky. You win some, you lose some. And as embarrassing as it is for me to admit it – I lost. It would take a lot of work for me to recoup my losses and get back in the game fighting.
I don’t even feel like posting this as a blog post. But I have to at least get this out, else keep it all in and suffer in the turmoil.
Life is unpredictable and is never fair. The worst that you could do is underestimate it and be overconfident with yourself. This is why we should always anticipate the worst, and be critical of opportunities. Never jump in any endeavor without looking. That way you would not be going in blind, and that you would be mindful of the risks involved.
I apologize for the rather depressing post.
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Have a nice day!